Business EconomyPosted at: Nov 4 2025 10:08PM


Bajaj Finance records 27 pc surge in festive loan volume

Hyderabad, Nov 4 (UNI) Bajaj Finance Ltd., India’s largest private sector non- bank lender and part of Bajaj Finserv, today said it had seen a surge in consumption finance during the festive season, disbursing a record number of consumer loans, higher by 27 percent in volume and 29 percent in value as compared to the same period last year.
Bajaj Finance disbursed around 63 lakh loans from September 22 to October 26, 2025. During this period, the company acquired 23 lakh new customers, out of which 52 per cent were new-to-credit, thus significantly advancing financial inclusion, the company said in a release.
The rise in consumption credit, represented by loans for consumer goods, reflects the positive outcome of the government’s next generation GST reforms and changes in personal income tax, aimed at increasing consumers’ purchasing power.
Sanjiv Bajaj, Chairman, Bajaj Finance, said, “The government’s next generation GST reforms and personal income tax changes have given a fresh push to India’s consumption-led growth story. The positive impact is not only evidenced in the 27 per cent higher disbursement of consumption loans, but also a premiumization trend with consumers shifting to higher-quality products for better lifestyles.”
"With Bajaj Finance’s digital platforms and on- ground presence at 239,000 active distribution points across 4,200 locations Pan-India, we continue to deepen financial inclusion and power the rise of the Indian consumer," he added.
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